David Nelson
Mortgage Advisor | Director of Sales Training
NMLS# 223291
(801) 699-9148
David.Nelson@NEOHomeLoans.com
www.medicalprofessionalhomeloans.com
2063 E. 3900 S
Salt Lake City, UT 84124
Available States: All States excluding New York
A note from David:
“I understand how important it is to find a home that fits both your lifestyle and financial goals. With over 17 years of experience in the mortgage industry, including 12 years specializing in physician loans, I’m passionate about making home financing easier for medical professionals like you.
We specialize in turning complex situations into smooth transactions, offering personalized loan solutions that cater to the unique financial profiles of doctors, residents, and other medical professionals. Whether you’re a newly 1099 contractor, navigating fluctuating income, or managing student loan debt, my team and I are dedicated to finding the best possible loan for your needs.
We offer 100% financing up to $1M, 95% financing up to $1.75M, and 90% financing up to $2.5M with flexible terms, including fixed or adjustable rates, for clients with credit scores of 720 or better, and minimal down payments for those with scores down to 680. Our programs are tailored for medical professionals like MDs, DOs, DDS, DMDs, DPMs, DVMs (including residents and fellows).
With being able to do maximum 50% debt-to-income ratio and the ability to close anytime before starting a new job, we make the process easier for you. Plus, we’re flexible with student loan debt and accept gift money for down payments, closing costs, and reserves. Best of all, there’s no private mortgage insurance required on any of our programs, saving you money in the long run.
As a Type 1 Diabetic myself of 30+ years, I deeply value the work physicians do and the difference you make in our communities. I feel honored to be able to support you and help you achieve long-term wealth through homeownership including being your mortgage advisor for the life of the loan.
Let’s make your dream home a reality with the financing options that work for you. Request a free consultation today to get started!”
DISCLAIMER: The mortgage lender referred through Curbside Real Estate is part of our Enhanced Lender Program and has been thoroughly vetted by our staff and clients for delivering excellent service. We are confident they will provide you with a positive and professional experience. However, if your experience is anything less than excellent, please let us know immediately so we can address the matter. This referral is provided as a convenience, and you are under no obligation to use this lender. We encourage you to explore all available options to find the best fit for your needs.