Sandi Frith
Mortgage Loan Officer | Physician/Construction/Luxury Specialist
NMLS ID# 564023
Mobile: 586.871.8002 | Direct: 586.749.8355
Email: [email protected]

Available States: All States, excluding Maryland

A little about Sandi:
Sandi is a highly accomplished mortgage loan professional with a 30-year track record of funding over $4B+ in Residential Mortgage Loans. Specializing in financing for medical professionals, construction loans, first time homebuyers, and luxury home financing, Sandi has built a reputation for providing tailored lending solutions for all her clients. With expertise in complex loan structures and a commitment to exceptional service, Sandi has helped thousands of clients achieve their homeownership and investment goals.

LOAN PROGRAM HIGHLIGHTS:

• 0% down up to $1,250,000
• 5% down up to $1,500,000
• 10% down up to $2,000,000
• No Private Mortgage Insurance (PMI)

To make things even easier, we can use your employment contract in place of a paystub, and we allow you to close up to 90 days before your new position begins.

Additional Details:

• Minimum credit score: 700 for loan amounts under $832,750 and 720 for amounts over $832,750
• Two months of reserves required which may be held in Investment, Retirement, or IRA accounts—no liquidation needed
• Loan options include 30-Year Fixed, 15-Year Fixed, and ARM options such as 5/6, 7/6, and 10/6 ARM programs
• Single Family, Townhome, Condo, PUD, and Duplexes