You Can Get a Physician Loan, BUT You Need the Right Lender

So you heard about this great thing called a physician loan and you are all in. Your colleague just got one and it sounds like the greatest thing for doctors since sliced bread! Now, what your friend probably didn’t tell you is what they had to do to find that physician loan. You see, not Read More

Get the Home You Really Want

It takes hard work, perseverance and determination to make it through med school. Residency takes another toll, both physically and mentally. As a doctor, you also need the compassion and skills to help people day in and day out. The good news is that your sacrifice and dedication don’t go unnoticed or unrewarded. One really Read More

The Pros and Cons of Buying vs. Renting Your Next Home

Whether you are a new resident or an established attending outgrowing your apartment and looking to make a change, a new home is probably high on your wish list. The question is, should you rent or should you buy? There are pros and cons to each option, so here are a few things to keep Read More

You Survived Med School Residency, You Can Survive Buying a Home!

You did it! You graduated from med school and you lived through residency! These are really quite the accomplishments. In fact, when you think about the numbers, you should really celebrate. According to US News and World Report, only 7 percent of applicants are accepted into the top 120 medical schools in the country. Of the Read More

Should You Rent? Or Should You Buy?

This is a question found on the minds of many physicians. Whether you’ve just completed your residency, have been in a physician position for a year or more, or are positive this is the city or town where you wish to spend a few years practicing as a physician, buying a home is typically the Read More

Physicians loans

5 Tips Young Doctors Must Know About Buying a Home

Home buying is an important milestone in any person’s life. If you are a doctor or physician, you have already achieved many goals in your life. As you walk towards this new step of buying a home, try to find both the realtor and the doctor loan program best suited for you. This helpful guide Read More

Pre-Qualification vs. Pre-Approval

Buying a home is no easy process. There are a lot of things to consider, from finding the right real estate agent to the right lender, and of course, the right home. Try and do all of these at the same time and the process becomes infinitely more difficult.   It’s a good idea to Read More

Mortgages for Physicians

Heavy student loan debt is often cited as a barrier to homeownership for 25- to 34-year-olds. But many mortgage lenders are eager to extend credit to one category of debt-burdened graduates: those coming out of medical school. Special mortgage products for physicians are designed to meet the needs of doctors just starting out. New doctors Read More

Can You Qualify for a Home Loan with Student Loan Debt?

Almost every day, I am asked about student loans. Most of us have it. Most of us have A LOT of it! And most of us have a hard time qualifying for a conventional home loan as a result of it. According to the most recent number I’ve seen, medical students graduate with an average Read More

Is a Physician Home Loan Right for You?

If you’re a physician who has been unable to qualify for a conventional loan and you answer “yes” to the following three questions, a physician home loan may be right for you: Do you have a significant amount of student loan debt? Due to a limited work history and/or being paid on a 1099 (vs. Read More